Summary:
The air in the financial community is buzzing, and anticipation is running high as we approach the holiday season. In his recent “Wednesday Coffee” stream, MarkZ provided key insights, gathered and highlighted by PDK, suggesting that global financial restructuring is accelerating on multiple fronts—from immediate banking compliance deadlines to the long-term return to gold.
While many are focused on immediate events, MarkZ provided context on the larger, gold-backed future. Discussions centered around former Federal Reserve nominee Judy Shelton, who has been a prominent voice advocating for a return to a hybrid gold-backed system.
The timeline frequently mentioned by community members, and acknowledged by MarkZ, points toward July 4, 2026, as the target date for issuing gold-backed treasury bonds. Shelton’s vision reportedly includes three major pillars: achieving a gold-backed system, rewarding honest work, and potentially dropping interest rates to zero or negative. This long-term goal provides the powerful philosophical framework underpinning the rapid tactical changes we are seeing today.
If 2026 is the destination, the immediate future is focused on critical infrastructure compliance. The community highlighted a potentially critical three-day window leading up to November 22nd, a date steeped in significance due to global banking mandates.
The crucial event is the worldwide implementation of ISO 20022. This new global standard for financial messaging is necessary to facilitate the transfer of assets under the new system. Members questioned whether this date, coupled with the arrival of Basel III requirements, would signal the transition away from the SWIFT system as we know it.
MarkZ confirmed this technological shift, citing a major completed trial:
“Last week Citi and SWIFT announced they completed a technical trial to enable the exchange of digital currency for fiat currency using adaptations to SWIFT’s messaging system.”
MarkZ views this as SWIFT attempting to remain relevant—carving out a central role as the “bridge between the old and the new.” This updated system, sometimes referred to as SWIFT MX, is laying the groundwork for blockchain tracking and distributed ledger technology, which many believe is the foundation of the Quantum Financial System (QFS).
Concrete news out of Iraq provided some of the most positive indicators regarding the global reset mechanisms, underscoring Iraq’s role as a linchpin nation.
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MarkZ shared news that the National Bank of Iraq (NBI) successfully completed its transition to the New Global Standard SWIFT MX. This move is essential, as it allows for blockchain ledger tracking of all financial movement and shows Iraq is fully compliant with the new ISO 20022 model.
Furthermore, the Central Bank of Iraq (CBI) is proactively working to confirm the stability and strength of their currency. MarkZ highlighted an article stating the CBI is focused on mitigating risks, achieving acceptable returns on foreign reserves, and specifically working: “To support exchange rate stability…”
On the political front, negotiations are renewing for the critical Iraq-Turkey pipeline agreement, which must be finalized by 2026. Coupled with these pipeline discussions, Kurdish leader Barzani emphasized the necessity of finishing and making the Hydrocarbon Law (HCL) permanent—a law which MarkZ has long stated is tied directly to the new Dinar value. Despite some localized fears of devaluation, the focus remains on increasing purchasing power, aligning with the expected Dinar revaluation.
Perhaps the most exciting news for those waiting on the release of funds concerns the movement of assets held in historic accounts.
MarkZ reported hearing “interesting things” regarding major movements of assets out of historic trusts, specifically mentioning the Dubai, Rodrigues, and Euro trusts. Sources indicate that assets held within these massive, often ancient, trusts are actively being turned “liquid” for disbursement.
This liquidation activity strongly suggests that the final phase of the global monetary transition is incredibly close.
Furthermore, good news seems to be filtering down into the various tiers. MarkZ confirmed positive reports from Indian Nation contacts who anticipate having all their funds secured by the end of the week. Additionally, a bond contact reported a final meeting scheduled for tomorrow, which—if successful—could mean positive news filtering out late tonight or early tomorrow morning.
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With immediate banking compliance deadlines (Nov. 22nd), geopolitical alignment in Iraq (HCL and Dinar stability), and the confirmed liquidity of historic trust assets, the overall sentiment remains highly optimistic.
As MarkZ summarized, the consistent movement toward a transparent, asset-backed, blockchain-friendly financial future continues unabated. The increasing signs of tangible liquidity strongly suggest that the community may be celebrating a very different, and very bright, Thanksgiving this year.
In MarkZ’s own words, the time to don that celebratory gold shirt may finally be near.
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Wednesday Coffee with MarkZ 11/19/2025
Some highlights by PDK-Not verbatim
MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context. Be sure to consult a professional for any financial decisions
Member: Gooood morning Mark, mods and fellow RV’ers!
Member: This needs to happen, the holidays are almost here.
Member: Any thoughts on Judy Shelton involvement in the new financial system?
MZ: She has certainly talked about a return to a hybrid gold system…..by this coming July.
Member: I believe we are supposed to have gold backed treasuries by July 4, 2026.
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Member: Judy Stelton mentioned three things : drop interest rates to zero or negative, this will reward, honest work and output, issuing some sort of gold back treasury bond starting July 4, 2026
Member: Mark, do you believe we are heading into a critical 3 day window with major banking events occurring over the next 3 days leading up to the 22nd?
Member: Iso 20220 is supposed to implemented worldwide on Nov. 22.
Member: Maybe we waiting on the Nov 22 ISO compliance to go?
Member: so on 22nd November and Basel III coming in…. wonder if the SWIFT as we know it now changes too?
Member: New system….we call it QFS, but in reality it is blockchain…I think the banks are setting up the swift system to then change into quantum?
Member: Aside from the announcement of the asset backed currency and global reset, I wonder what we’re waiting for?
Member: BRICS launches payment system in 185 Countries today !! That was actually on Nov. 17th
MZ: “The National Bank of Iraq (NBI) successfully completes the transition to the New Global Standard SWIFT MX” They want us to know they have successfully completed the transition to the new global standard which allows blockchain ledger to track all movement. Necessary steps imo.
MZ: This is the new Iso20220 system or model for Iraq and their banks…..lots of good articles today.
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MZ: I think I will be wearing that gold shirt soon.
Member: LedgerInsights: Last week Citi and SWIFT announced they completed a technical trial to enable the exchange of digital currency for fiat currency using adaptations to SWIFT’s messaging system. Beyond the technology and behind this payment versus payment (PvP) trial , this announcement signals strategic positioning from both sides. SWIFT is launching it’s own ledger and wants to play a central role in orchestration between legacy systems and and different types of blockchain.
MZ: In other words they are trying to carve out a place where they still matter with the new system…a bridge between the old and the new.
Member: sounds like the new QFS system may be called the new SWIFT MX system using blockchain in the future. Time will tell
Member: MarkZ. Iraq Business News article, CBI to support Dinar stability. Whoa!
MZ: here is the link.. https://www.iraq-businessnews.com/2025/11/19/cbi-to-support-dinar-stability/
MZ: “CBI-to support Dinar Stability” they have issued a statement to clarify the objectives. To mitigate risks associated with the investment of foreign reserves whilst achieving acceptable returns thereon. To support exchange rate stability through the provision of foreign currencies to meet the requisite requirements for financing balance of payments needs and to facilitate multiple channels for funding banks and financial institutions operating in Iraq.
MZ: “Iraq and Turkey resume negotiations on pipeline agreement” they have been running under a temporary agreement and now this one is up for renewal in 2026. They are trying to increase output throughout the region. This is part of HCL moving forward.
MZ: Barzani says they need to finish HCL and make it permanent. I was told for years that with this final agreement we will see the new dinar value.
MZ: “Economist: Fear in the streets about a new exchange rate with the birth of the new government” They are afraid they will reduce or devalue the rate. The only thing acceptable is to increase the purchasing power.
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Member: Any bank stories today?
Member: My bank story is that the tellers just smile when I ask if they are excited about the new changes!
MZ: I am hearing some interesting things on movements of assets out of historic trusts. Things like the Dubai, Rodrigues and Euro trusts. They have been taking assets in the trusts and turning them “liquid” for disbursement. This means we should be very close.
MZ: I know a couple of Indian leader contacts who say they are expecting to have all their funds secured by the end of the week. I am hearing very positive stuff.
Member: And the Indian Nations are in tier 3….great news.
MZ: I know of a bond contact who has a final meeting tomorrow. Which means it will happen late tonight while we are in bed. Hopefully we will have news on it by tomorrow morning.
Member: Our world’s will be great if this happens soon…..hope to have a great Thanksgiving this year
Member: Maybe we waiting until Christmas …when it’s allegedly easier to open the St. Germaine trusts?
MZ: I have heard no word yet on the St. Germaine trust.
Member: Each day we’re closer to the finish line… which is really just the beginning …..Woop Woop
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Lewis Herms joins the stream today. Please listen to the replay for his information and opinions
Mod: MarkZ “Back To Basics” Pre-Recorded Call” for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM
THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY
FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm…
Mod: MarkZ “Back To Basics” Pre-Recorded Call” for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM
MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/
Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.
ZESTER’S LINK TREE: https://linktr.ee/CrazyCryptonaut
THANKS FOR JOINING. HAVE A BLESSED DAY! SEE YOU ALL TUESDAY THROUGH THURSDAY EVENINGS FOR NEWS @ 7:00 PM EST ~ UNLESS BREAKING NEWS HAPPENS! FROM NOW ON NO MORE NIGHTLY PODCASTS ON MONDAYS AND FRIDAYS
YouTube: https://www.youtube.com/watch?v=zsVt8uNmOAQ
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Source: Dinar Recaps
Video Summary (Related Information Only):
The video presents a wide-ranging discussion primarily focused on geopolitical, economic, and social topics, with a notable emphasis on currency revaluation (RV), political developments, and ongoing societal challenges. The host opens by greeting viewers and mentioning community updates, then transitions into detailed commentary on key financial systems, particularly Iraq’s banking and currency stabilization efforts, including the Central Bank of Iraq’s (CBI) support for the dinar’s stability and ongoing negotiations between Iraq and Turkey on pipeline agreements. The conversation highlights the importance of the Hydrocarbon Law (HCL) for permanent oil export agreements, which is crucial for currency valuation and revenue sharing in Iraq’s regions.
The video also covers the challenges with foreclosures and economic instability, with comparisons to the 2008 financial crisis, suggesting the possibility of an economic collapse that could trigger a financial reset, or RV, though the latter is portrayed as logistically complicated.
Key Insights
[12:00] Iraq’s Financial Stabilization Efforts: The statement from the Central Bank of Iraq on supporting dinar stability alongside ongoing Iraq-Turkey pipeline negotiations underscores the critical intersection between geopolitics and economic reform. The Hydrocarbon Law’s finalization is pivotal for establishing a permanent framework for oil export revenue sharing, which directly impacts currency valuation. This suggests that economic and political reforms are tightly linked to the anticipated currency revaluation, reflecting broader regional stability efforts.
[14:45] Currency Revaluation Expectations and Risks: Economic actors and the public express a strong desire for an increase in purchasing power rather than devaluation, reflecting optimism but also the volatility and rumors that accompany such events. The recent upgrade to the SWIFT MX (ISO 20022) messaging system by the National Bank of Iraq signals technological modernization aimed at transparency and efficiency, but also highlights the complexity and length of the process before any currency revaluation can occur.
[26:00] Foreclosure Crisis as Economic Indicator: The steady rise in foreclosure rates, surpassing those seen during the 2008 financial crisis, is a significant warning signal of underlying economic fragility. The backlog caused by political intervention to delay foreclosures is now unraveling, exposing vulnerabilities in the housing market and broader financial system. This trend exacerbates economic uncertainty and may force a reset or revaluation as a corrective measure, though it also raises concerns about social and economic fallout.
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