Entry Submitted by Blueriver at 1:02 PM ET on April 28, 2022
It sounds like you are telling us that we will have two accounts. The first is our mother lode account that we can draw from without restriction, and the second is an account that we put in a determined amount for the continued funding of certain projects. It is set up to pay a certain amount on a regular basis, and we can’t change that. So this is the structured payout, sort of like an annuity. There is nothing wrong with that.
I don’t have projects and their budgets lined up for the next hundred years. Things change on a day to day basis. New ideas and projects will present themselves over time. I want to have full control over my funds, and be able to make changes as I see fit. Will I have full control over all of my funds?
What is the point of turning over our funds to the control of someone else just to receive interest? Are they going to invest our funds? What if their investment fails? We already will have enough. We don’t need any interest or financial planners to manage our money.
Have I interpreted this correctly? Is a structured payout an option or a requirement?
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