Heresy Financial: Stock Market Returns are Not What you Think


Heresy Financial
Jan 13, 2023

For most Americans, the only investment they will ever make in their lives beyond their personal residence is investing in the stock market. It seems today like this is simply basic personal finance 101 that if you want to invest, the best way to do that is to just buy the US stock market.

Even though this seems like investing 101 and basic knowledge today, this was not the consensus for a very long time. For many decades, the primary tool for investors was bonds. And the main tool that people use today to invest in stocks is their 401k through their employer. But that was not even created by Congress until the seventies.

The question is, is the stock market actually a promising investment?


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