“This was Coming” – Coffee with MarkZ and Andy Schectman Intel Stream Highlights 10-15-25

Summary:

The air was electric on October 15th, 2025, as MarkZ hosted another highly anticipated “Coffee with MarkZ,” this time joined by the insightful Andy Schectman. The conversation, meticulously summarized by PDK, buzzed with the collective hope and speculation surrounding the Iraqi Dinar, global financial shifts, and the elusive “RV.” As always, MarkZ prefaced the discussion with a crucial disclaimer: everything shared is opinion, not financial advice, and listeners should consult professionals for any financial decisions.

The central theme, as it often is, revolved around the Iraqi Dinar and the long-awaited revaluation. Members flooded the chat with questions like, “Is this the day we have all been waiting for?” and “Is it possible Iraq drops 3 zeros today???” MarkZ delved into the latest news from Iraq, highlighting reports where the deputy governor of the Central Bank of Iraq (CBI) confirmed to CNBC Arabia there was no intention to float the dinar’s exchange rate wildly. Instead, the focus is firmly on stability. This commitment to controlled change is a significant signal, dampening fears of a volatile economic shock.

Perhaps the most compelling news from Iraq concerned its burgeoning gold reserves. Reports indicated the CBI’s gold holdings have soared from 90 tons to a remarkable 170 tons, now representing 20% of their total assets – and growing. This substantial increase in gold reserves, coupled with explicit statements about an “intention to remove zeros from the dinar,” painted a picture of a nation preparing for a major financial restructuring. MarkZ noted the sheer volume of articles released that morning, all echoing these pivotal developments.

The concept of “removing zeros” generated considerable discussion among members. Many wondered if it would negatively impact current holdings or how a 25,000 dinar note would be valued. MarkZ, referencing Dr. Shabibi (dubbed “the architect of the RV”) and the wisdom of MilitiaMan, clarified that this isn’t a simple “lopping off” of digits. Instead, it’s about revaluing the currency at the exchange rate level to create real value. MilitiaMan’s explanation suggested that dropping three zeros from an exchange rate of $1 divided by 1310 (approx. $0.0007643) would effectively transform it into something closer to $0.76, allowing for the addition of a Real Effective Exchange Rate based on non-oil revenues. This process aims to establish a more robust and valuable currency, not diminish existing notes.

Beyond the dinar’s revaluation specifics, the podcast touched on broader shifts within Iraq’s financial sector. MarkZ reported on the closure or merger of five Iraqi banks that failed to comply with updated regulations, describing it as a “final cleanup” that had been telegraphed well in advance. Meanwhile, the push to pass a national budget before the current parliamentary session concluded was a hot topic, with chatter suggesting that decisions on rates and zero removal might also come before the session’s end. A truly exciting development was the discussion around the “I-Dinar” – a digital dinar backed by gold and a basket of regional currencies, intended to work in conjunction with physical cash. This move resonated deeply with the broader global trend towards asset-backed digital currencies.

The implications for a global financial reset were woven throughout the conversation. Members pondered if Iraq’s moves contributed to America potentially adopting a gold-backed currency. MarkZ drew parallels to Kuwait’s revaluation process, noting its pattern of intense news cycles, followed by periods of quiet or negative news, before a sudden, overnight shift. This “yo-yo” effect seemed to mirror current events in Iraq. While the IMF and World Bank were noted as “reluctant to let go of the old banking system,” the escalating prices of gold (up to $4200) and silver (up to $52) underscored a powerful shift towards precious metals. MarkZ also addressed the ongoing historic bonds narrative, suggesting that any perceived “stall” might actually be a tightening of “leaks” rather than a true halt.

The anticipation amongst the community was palpable, with members hoping for notification by the weekend and dreaming of the “greatest holiday season of all time” with an RV. The question of capital gains tax on currency exchanges was raised, with MarkZ expressing personal lack of worry, having set aside extra currency, while others voiced the belief that it would be a “tax-free event” under Nesara.

As the podcast concluded, the sentiment was overwhelmingly positive. “Looks like things are finally starting to happen. Very exciting,” one member remarked. The insights from MarkZ and the presence of Andy Schectman painted a picture of significant, coordinated movements within Iraq’s financial landscape, potentially signaling the dawn of a new era. While the “when” remains elusive, the “how” and “why” are becoming increasingly clear, moving from whispers to definitive reports from authoritative sources. The wait continues, but with each podcast, the vision of the future grows sharper.

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Coffee with MarkZ, joined by Andy Schectman. 10/15/2025

Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: A Wonderfully Great Golden Morning MarkZ, Mods, Andy And To All The Great Wonderful Patriots In The Room

Member: Is this the day we have all been waiting for?

Member: Its possible Iraq drops 3 zeros today???

Member: Mark if we are charged capital gains tax on currency exchanges-would we get the tax refunded when Nesara kicks in?

MZ: That makes logical sense to me. I’m really not worried….I have set aside extra currency in case of taxes.

Member: I’ve heard consistently it’s a tax free event! Although fees may be by state

MZ: Great articles from Iraq: “ The deputy governor of the central bank of Iraq told CNBC Arabia that there is no intention to float the dinar’s exchange rate”  They do not want a wild float…they want stability.

MZ: Another one: “ Central Bank: gold reserves reached 170 tons . And an intention to remove  zeros from the dinar”  They want us to know about their gold holdings. They have increased their gold reserves from 90 tons to a whopping 170 tons. 20% or their total assets are Gold and it is growing. And they did say they are intending to remove zeros….

MZ: There was probably 50 articles out this morning -in effect- saying the same things.

Member: Question do you find it odd that Iraq would release news about the 3 zeros being dropped right now? Why not announce when they RI &RV ?

Member: Mark Z you’ve been over this a hundred times but sorry does deleting the zeros off the currency hurt us in the US

Member: If they take off the zeros, what would a 25,000 note be worth?

Member: MilitiaMan said this awhile ago and I saved it…. Militia Man  If you do the math on it, if you drop the three zeros from the exchange rate of the nominal value of the currency.  If the exchange rate is $1 divided by 1310 gets you .0007643 or real close, which is far less than a penny.  If you drop the three zeros off the exchange rate you’ve done a big service.  You’ve created value to that currency because if you drop three zeros from the exchange rate that is .76 …They can then add the Real Effective Exchange Rate based off the non-oil revenue streams…

Member: the zeros would come of the value, not the currency itself

MZ: What removing the zeros means …Dr. Shabibi (The architect of the RV) told us….he has explained it. It is not a secret . they are not just going to cut off zeros or “lop” them.

Mod: Dr Shabibi answering questions https://www.youtube.com/watch?v=ol8wve53-ME

Member: Mark, if my calcs are correct the value of the Dinar should be 996.07 to achieve the .76 rate. Right?

Member: IMO 1st Iraq Will ReValue The Dinar & Then Drop The Zeros, With The IQD A Higher Value

Member: I’ve always heard the dollar will drop a decimal point and emerging market will move their rates one decim to the right of their first digit to balance them all

Member: Mark!!!! Just Saw Al Alaq on Live TV!!! He held up a 25 Dinar Note!!!!! Saw it!!!! Had it all Translated in real Time!!!

MZ: “5 Iraqi banks to leave the market and close their doors “ These are banks that did not comply. They had 3 options: 1: They could update their systems and comply or they could  2: merge with other banks that have already complied or 3: Close their doors. Final cleanups. They told us this was coming.

MZ: “Will Iraq go through 2025 without a budget?” They weekend news cycle had them pushing hard to go before the end of the month and before this session of parliament ended to have a budget.

MZ: And the chatter in Iraq is to have  a decision on rates and zeros  before the end of this parliamentary session.

Member: We love chatter-burgers

MZ: “Stability of the Iraq Dinar exchange rate: CBI paper”  it his article they talk about the I-dinar…the digital dinar that is backed by GOLD and in a basket of regional currencies. This digital dinar will be in conjunction with physical cash and backed by assets. I love seeing this.

Member: I wonder -Does all this contribute to going gold-back and America having a gold backed  currency?

Member: We are suddenly getting a lot of news out of Iraq. I wonder- Did Kuwait put out news like this before they revalued?

MZ: Yes they did…They would put out a lot of news like we are seeing today…then a day or two of quiet or negative news….this is very much a similar yo-yo. They will talk about implementing it for awhile then when it goes- they will do it suddenly overnight. BAM. They are prepared.

Member: I want to delete the zeros from my Bank Account. Lol

Member: Iraq currency is under the mattress due to lack of value. Raise the value they deposit it and use smaller notes in the street and there’s enough for the exchanges at the ports.

MZ: “IMF and World Bank currently holding meetings in DC” they really don’t want to let go of the old banking system.

Member: Gold is up to 4200 and going up…. silver is up to 52 and going up

Member: Silver will be $60 aprox by the end of the year

Member: So have they stalled the historic bonds?

MZ: I don’t think they have stalled the bonds….i think they have gotten good at plugging leaks.

Member: Jon Dowling said that today is the last day for all banks to change over to the QFS …if not they’re essentially a credit union.

Member: Will the markets just switch over to asset backed without a crash? Fiat gone?

Member: Heard a rumor that we could potentially get notified by the weekend.. praying this is true

Member: We’re approaching the Holiday season, an RV sure will make it The Greatest of all time for me

Member: Thanks Mark and Andy. Looks like things are finally starting to happen. Very exciting.

Member: Everyone have a wonderful and hopeful day.

Andy Schectman from Miles Franklin joins the stream. Please listen to the replay for his information and opinions.

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm…

Mod: MarkZ “Back To Basics” Pre-Recorded Call” for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM

MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/

Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.

ZESTER’S LINK TREE: https://linktr.ee/CrazyCryptonaut

THANKS FOR JOINING. HAVE A BLESSED DAY! SEE YOU ALL  TUESDAY THROUGH THURSDAY EVENINGS FOR NEWS @ 7:00 PM EST ~ UNLESS BREAKING NEWS HAPPENS!  FROM NOW ON NO MORE NIGHTLY PODCASTS ON MONDAYS AND FRIDAYS

YouTube: https://www.youtube.com/watch?v=kah5BVFknsI

Source: Dinar Recaps

Video Summary (Related Information Only):

The video opens with a lively and informal greeting to the audience, establishing a friendly rapport. Early on, the discussion shifts to precious metals prices and market updates, with a focus on Iraq’s currency reforms as a major geopolitical and economic news item. The deputy governor of the Iraqi Central Bank confirms no intention to allow a free-floating dinar but announces plans to remove zeros from the currency. This action, often misunderstood as “just chopping zeros,” is clarified as a policy to enhance the dinar’s purchasing power and introduce smaller denominations to ease transactions and reduce pressure on banks and businesses. The increase in Iraq’s gold reserves to 170 tons, representing 20% of total assets, further supports the currency’s backing, signifying a move towards greater monetary stability and confidence.

The conversation then pivots to precious metals market mechanics, with a deep dive into the concept of backwardation in silver. This rare market condition, where spot prices exceed futures prices, indicates severe physical shortages and an urgent demand for immediate delivery. Such a situation creates stress for traders who hedge their inventory through futures contracts, as the futures price no longer aligns with the spot price. This physical scarcity drives premiums and exposes weaknesses in paper silver markets, suggesting that prices are likely to rise sharply once the market corrects.

The hosts highlight that more physical silver is being demanded and delivered than usual, with 17 million ounces delivered in the first half of October alone. This surge in physical transactions contrasts with the reluctance to trade paper contracts, signaling a fundamental shift in investor behavior towards holding real assets rather than promises. The high demand and tight supply are attributed to fears of currency debasement and the desire to hedge against an unstable financial system.

Institutional financial players like Morgan Stanley and Goldman Sachs are noted to have adjusted their asset allocations significantly, increasing gold holdings to as much as 20-25%. This institutional pivot reflects a growing consensus about the deteriorating value of fiat currencies and the need to preserve wealth through tangible assets. The rise in gold prices, alongside silver’s dramatic gains, is positioned as a harbinger of a broader financial reset, possibly tied to moves like the Mirago Accord, which envisions p*****g Treasury securities to gold to restore manufacturing competitiveness.

Additional discussions include the technological advancements in China’s robotics industry, trade conflicts, and internal political infighting within the C*P, which are seen as factors influencing global economic dynamics. The hosts also discuss the potential exit of Italy from the EU and the implications for European economic freedom.

Practical investment advice is woven throughout, cautioning against dubious precious metals dealers who inflate premiums and misrepresent products. The hosts advocate for purchasing widely recognized common coins like American Silver Eagles and Canadian Maples, which offer liquidity and transparency. They also explain strategies for handling Required Minimum Distributions (RMDs) from IRAs invested in metals, including taking physical metal distributions instead of cash to preserve asset integrity.

The video concludes with lighthearted banter about personal anecdotes, the challenges of vacationing amid work demands, and the camaraderie between the hosts. Despite the informal tone, the core message remains focused on preparing for significant economic shifts by holding physical precious metals, understanding market signals like backwardation, and recognizing the growing institutional endorsement of gold and silver as safe-haven assets.

This video provides a comprehensive overview of current precious metals markets, currency reforms, and geopolitical influences affecting global finance. Key takeaways include the importance of physical metals amid supply constraints, Iraq’s currency stabilization efforts backed by gold reserves, and the increasing institutional shift towards gold as a hedge against economic uncertainty. The discussion underscores the need for investors to be vigilant about market conditions, avoid scams, and remain informed about the evolving financial landscape shaped by currency devaluation, political unrest, and systemic reforms.

Key Insights

[01:22:48] Institutional Gold Accumulation as Economic Indicator: The shift in asset allocations by leading investment firms toward gold signals growing anticipation of inflationary pressures and currency devaluation, reinforcing gold’s role as a key hedge in diversified portfolios.

[09:19] Iraq’s Controlled Currency Reform: The deliberate approach to currency stability and redenomination by Iraq’s central bank, supported by increasing gold reserves, shows a strategic effort to restore economic confidence and purchasing power without causing market volatility from a free-floating exchange rate.

[36:00] Market Backwardation Highlights Physical Metal Scarcity: The unusual backwardation in silver futures reveals a market under stress, where immediate physical delivery is valued over future contracts, indicating a supply-demand imbalance that could drive prices higher and create volatility.

[42:18] Physical Metal Demand Overrides Paper Contracts: The intense demand for actual silver and gold bars over paper derivatives reflects investor distrust in financial instruments and a preference for asset security amid economic uncertainty. This trend could reshape precious metals markets fundamentally.

[14:08] Institutional Resistance to Systemic Change: The entrenched power of global financial institutions like the IMF and World Bank to maintain the current monetary order reveals the challenges new monetary technologies and reforms face, suggesting a period of tension before systemic transformation occurs.

[19:46] Artificial Political Movements Undermine Authentic Dissent: The funding and orchestration of protests by wealthy interests blur the line between genuine public will and paid activism, complicating political landscapes and raising concerns about d********c integrity.

[54:16] Silver’s Strategic Advantage Over Gold: Given the silver-gold ratio, industrial demand, and current market premiums, silver offers superior growth potential and portfolio diversification, especially as physical availability tightens.

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