“Hesitant but Hopeful” – Coffee with MarkZ Intel Stream Highlights 10-25-25

Summary:

The world of international currency watchers, often dubbed the “Dinarian Community,” remains laser-focused on potential shifts in the value of the Iraqi Dinar (IQD). On Monday, October 27th, 2025, MarkZ’s regular “Coffee” podcast offered a particularly compelling look at internal changes within Iraq, suggesting that preparations for a monetary adjustment may be accelerating rapidly.

Here is an in-depth analysis of the key discussion points from MarkZ’s recent transcription, highlighting the economic indicators, policy signals, and the ongoing watch for external financial triggers.

One of the most persistent subjects of speculation—and perhaps the strongest physical indicator of change—is the shifting landscape of Iraqi currency circulation. Reports from various sources, including Nader and Frank26, indicate that lower denomination notes and even coins are being introduced to the Iraqi public.

MarkZ confirmed these reports, noting an unprecedented increase in the availability of the 50 dinar note. While a $50 dinar note currently holds a negligible value (around 3.8 cents US at the current program rate), MarkZ highlighted the economic paradox:

“It used to be rare to see one…now we are seeing stacks of them at banks and exchange areas. Which does not make much sense unless there is soon to be a value change.”

The widespread circulation of low denominations (1s, 5s, 10s, 20s) and the introduction of coins—which are entirely impractical at the current exchange rate—is viewed by these analysts as critical groundwork. The $50 note is theorized to act as a “great bridge” while the very lowest denominations and coins are fully rolled out, preparing the populace for a value shift that would make these smaller units economically relevant.

Beyond the physical currency changes, discussions touched heavily on policy, specifically the crucial link between Iraq’s financial reform and its upcoming budget. An article cited by a community member (Mnt Goat) discussed the unhindered withdrawal of oil revenues from US banks, concluding with talk of “removing the zeros.”

This concept, commonly referred to as “deleting the zeros” or “reinstatement,” suggests a major recalibration of the IQD’s value. MarkZ found confirmation in this policy movement, noting that the CBI (Central Bank of Iraq) contact indicated they intend to fund the 2026 budget using the “reinstatement and new rate.”

This creates a time-sensitive pressure point: If Iraq aims to pass its budget soon, a revaluation must happen quickly to provide the necessary purchasing power and economic stability. Furthermore, external reforms continue, with the adoption of the latest electronic payment technology by Rafidain Bank serving as another necessary White Paper reform aimed at lifting Iraqi purchasing power and potentially satisfying requirements for future global partnerships, such as entry into the WTO.

A recurring theme in MarkZ’s updates is the monitoring of “historic bonds,” which are often viewed within the community as leading indicators for the larger financial shifts, including the RV.

The consensus within the community is that the successful liquidity of these bond payments is a crucial signal that “we are next in line,” serving as an indicator of broader financial system modernization and timing. This also spurred a discussion regarding the nature of the initial payouts, with many arguing that initial funds (like CMKX, fines, and historical bonds) are expected to be paid in fiat, with the RV and subsequent shifts rolling the balance over into asset-backed currency systems.

As is typical of these updates, the conversation ended with high anticipation regarding dates. Key rumors circulated about a potential movement on Thursday for certain contacts (repeated by Mr. Cottrell, who cautioned against taking any rumor without a “grain of salt”), and a significant amount of chatter surrounding the date of October 30th as an ideal window for change.

In a week filled with seemingly accelerating physical changes in Iraq (coins and low denominations) and pending financial indicators (bond liquidity), the sentiment remains highly optimistic. However, as one community member wisely reminded everyone: “Please People, Manage Your Expectations & Do Not Take The Bi Polar Rollercoaster Express.”

The coming days will be critical in determining whether the increased circulation of currency and the movement of historical bonds translate into the long-awaited financial shift for Iraq.

=======================================

Monday Coffee with MarkZ. 10/27/2025

Some highlights by PDK-Not verbatim

MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context.  Be sure to consult a professional for any financial decisions

Member: Good morning, Mark, mods, and fellow Dinarians

Member: Happy Marvelous Monday…… praying this is our week

Member: Nader posted a video saying the 50, 100 and 200 dinar notes are in circulation and the 1,5 and 10 dinar notes would be soon.

MZ: That would be accurate. We started seeing a lot more over the weekend. Stacks of the $50’s. (Mark shows a $50 note) It used to be rare to see one….now we are seeing stacks of them at banks and exchange areas. Which does not make much sense unless there is soon to be a value change.

Member: Frank said even coins are being shown to the Iraqi people as of yesterday…

Member: They showed the coins and lower denoms on the TV in Iraq Saturday

Member: Last night on Frank26 : IRAQ officially begins distributing lower denomination currency notes – SHAFAQ NEWS + fills ( coins )

MZ: I talked to MilitiaMan about this today . Why would they need a $50 dinar note worth about 3.8 cents US? But suddenly over the weekend we had something change. We started seeing stacks of these at larger stores and money exchange locations. So they are putting these out to be widely circulated. Maybe they are getting people used to seeing  them in circulation before the revaluation? Now they are again talking about 1,s, 5;s, 10,s and 20;s.

MZ: The $50 dinar note would be a great bridge while they roll out the other lower denominations and the coins. Coins make no sense at all unless there is a value change unbound.

Member: Mnt Goat (From Dinar Guru)  Article:  “NO OBSTACLES IN WAY OF WITHDRAWING OIL REVENUES FROM US BANKS” …the interesting part about the article is it finishes with talk of removing the zeros…if we take what they just said to us in these recent articles about deleting the zeros it appears to me, and was confirmed to me on Wednesday by my CBI contact that the CBI is going to fund the 2026 budget with the reinstatement and new rate.

MZ: That would fit with what I am hearing…if they want to pass the budget now…they need to revalue npw.

Member: Once Iraq commits to deleting zeros the reinstatement would be quick to ensure stability. But its the stability that brings revaluation. How long might that take reaching REER? (Real Effective Exchange Rate)

Member: Hopefully at the same time

Member: Does iraq need to be in the wto to revalue thanks

Member: I think Iraq needs to revalue in order to be in the WTO!

MZ: “Make Iraq Great Again-Trumps new slogan for Iraq” This is hitting the news and becoming popular in Iraq. One of the ways They would achieve this is a new rate.

MZ: “ Al Alaq: Rafidain Bank adopts the latest electronic payment technology”  Another part of the white paper reforms so they can lift the purchasing power of Iraqis.

MZ: “A historical look at Iraq’s coins and banknotes” this is a fantastic one showing coins and currency over the years….this is a great history lesson.

​​Member: Mark did you hear back from your bond person if they got spendable $$

MZ: My bond person showed up at the bank this morning …the payout is still “pending” and the bank told them they expected it to be released today. He is keeping an eye on it every hour. If I hear he has the full release of funds – I will post it at Truth and Twitter(X)

MZ: Another bond folks…a bigger bond holder with a paymaster has an appointment tomorrow on Tuesday to follow up on last weeks meeting. They think they are going to have dollars. So we will be watching there as well.

Member: if the bond contact money go through does that mean anything for us? Or is it just yet another person getting paid and us not going?

Member: When Historic bonds go…Mark was told we are next in line….its a indicator on timing.

Member: Quick question. With the bond contact watching transfer on Friday and needing to wait until Monday for liquidity it seems as if the payment is in fiat .

Member: Most of the bond money and the payouts like CMKX , fines and penalties, and Prosperity Packages are supposed to be paid in fiat. Then it is supposed to be an RV (Revaluation) and the balance paid in asset backed.   

Member: Even if we get paid in fiat….when the financial system changes to gold/asset backed our funds will automatically roll over to new currency …imo

Member: Show me the gold backed real money

Member: Reno is hopping right now with private planes

Member: Trump said he might extend his Asian trip. Maybe that is to accommodate the RV.

MZ: Mr. C had said last week that he heard a RUMOR that they may visit him on this Thursday…and he will wait and see. He hopes it is accurate.

Mr. Cottrell joins the stream to repeat this rumor

Mr. C: Yes there was a rumor from 2 different sources that it would happen this Thursday. Like all other rumors the last 30 years…I take it with a grain of salt. It would be nice if it happened…but, we will see. When It happens – you will know.

MZ: And I have heard a lot of rumors about Oct. 30th…It would be an ideal time.

Member:  Keeping fingers crossed that this is our week!

Member: Please People, Manage Your Expectations & Do Not Take The Bi Polar Rollercoaster Express

Member: Everyone have a great day……

StacieZ joins the stream today. Please listen to the replay for her information and opinions.

THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY

FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm…

Mod:  MarkZ “Back To Basics” Pre-Recorded Call” for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM

MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/

Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.

ZESTER’S LINK TREE: https://linktr.ee/CrazyCryptonaut

THANKS FOR JOINING. HAVE A BLESSED DAY! SEE YOU ALL  TUESDAY THROUGH THURSDAY EVENINGS FOR NEWS @ 7:00 PM EST ~ UNLESS BREAKING NEWS HAPPENS!  FROM NOW ON NO MORE NIGHTLY PODCASTS ON MONDAYS AND FRIDAYS

YouTube: https://www.youtube.com/watch?v=WlWa-oWIqhU

Source: Dinar Recaps

Video Summary (Related Information Only):

The video covers a broad range of topics, blending personal updates, health advice, financial news, and event promotions within a community-oriented livestream or podcast format. The host engages with viewers, sharing greetings and acknowledging prayers requested for a family member with a serious health condition. Central to the discussion is health and wellness, particularly liver health and gut health, introduced through personal anecdotes and expert product endorsements. The host details the benefits of a liver supplement called Ultra Liver, formulated by Dr. Josh, emphasizing liver detoxification and overall bodily health.

The conversation then shifts to financial and geopolitical news, primarily focusing on Iraqi currency developments, including the circulation of lower denomination banknotes and speculation about currency revaluation and budget approvals in Iraq. Rumors about a potential financial event occurring on a Thursday are discussed with caution, advising listeners not to jump to conclusions.

An upcoming Inner Peace and Wellness Holistic Expo taking place in Hamburg, Pennsylvania, is promoted, highlighting the variety of vendors, holistic health services, and educational opportunities available.

Later, the transcript transitions into an in-depth presentation by Stacy Z regarding cellular health and gut wellness. She introduces two flagship supplements, Protandim NRF2 Synergizer and P84, which activate the body’s antioxidant defenses and gut peptides, respectively. These products are presented as solutions to combat oxidative stress, improve digestion, balance the gut microbiome, and enhance overall cellular function, thereby addressing common health complaints such as fatigue, inflammation, mood swings, and digestive issues. Instructions on how to become a consultant and purchase these products are provided.

Throughout, the host and guests engage with chat participants, responding to questions, clarifying rumors, and sharing resources and links related to health, financial updates, and community events. The video closes with reminders about ongoing political issues affecting SNAP benefits in the US and encouragement for viewers to stay informed and hopeful.

Key Insights

[05:00] Iraqi currency changes signal potential economic reform: The increased circulation of lower denomination 50 dinar notes, along with discussions about removing zeros and issuing new denominations like 1s, 5s, 10s, and 20s, suggest Iraq may be preparing for a currency revaluation or redenomination. The strategic release of smaller notes serves both as a mental adjustment for the public and a functional bridge in the transition, while plans to mint coins again also underscore a significant monetary policy shift.

[18:00] Economic reforms in Iraq are tied to technological upgrades and political processes: Banks like Alak Rapid Bank adopting electronic payment technologies reflect broader reforms to improve economic efficiency and purchasing power. However, budget approval processes and political timing, including rumors of events tied to specific dates, remain uncertain, emphasizing the complexity of implementing large-scale financial changes.

______________________________________________________

If you wish to contact the author of a post, you can send us an email at voyagesoflight@gmail.com and we’ll forward your request to the author (if available). If you have any questions about a post or the website, you may also forward your questions and concerns to the same email address.
______________________________________________________

All articles, videos, and images posted on Dinar Chronicles were submitted by readers and/or handpicked by the site itself for informational and/or entertainment purposes.

Dinar Chronicles is not a registered investment adviser, broker dealer, banker or currency dealer and as such, no information on the website should be construed as investment advice. We do not support, represent or guarantee the completeness, truthfulness, accuracy, or reliability of any content or communications posted on this site. Information posted on this site may or may not be fictitious. We do not intend to and are not providing financial, legal, tax, political or any other advice to readers of this website.

Copyright © Dinar Chronicles