Summary:
Another “Terrific Tuesday” coffee session with MarkZ and the community has come and gone, leaving us with a rich tapestry of updates, speculation, and a palpable sense of anticipation. While MarkZ himself reiterates his standard disclaimer – that everything shared is his opinion and not financial advice – the collective sentiment from the transcript paints a picture of a world on the cusp of significant financial shifts. Let’s break down some of the key takeaways from this October 28th, 2025 discussion.
One of the primary points of focus remains the status of bond transactions. MarkZ shared that his last check-in with his bond contact revealed their accounts were still showing as “pending” before the banks closed for the day. Despite this, the contact’s attorney advised against worry, explaining that for transfers of such magnitude, thorough verification at all levels is standard procedure before release. While MarkZ admits his impatience, he acknowledges the inherent delays in moving billions under the current financial infrastructure. The community echoed this sentiment, with some humorously suggesting that “no answer” might actually mean “they got paid,” while others drew parallels to their own experiences with significant fund transfers taking days to clear. The consensus seems to be that while the wait is agonizing, the process is likely unfolding as expected.
Beyond the immediate bond updates, conversations circled back to the often-debated topic of the HCL (presumably the Iraqi Dinar revaluation). Members voiced their frustration with the prolonged discussions, likening it to a “carrot on a stick.” However, MarkZ offered a glimmer of hope, citing “chatter” and comments from Barzani suggesting an imminent need to “pay HCL within days of the e------n.” He interpreted this as a potential move to distract from the actual timing, implying the HCL might be addressed before the e------n. This potential for action this week, coupled with a “massive push to get the HCL done right now,” adds another layer of intrigue to the ongoing narrative.
The economic reforms in Iraq are also a significant thread in this discussion. The news of Iraq signing a floating gas platform deal and entering the global natural gas market highlights their growing economic presence. MarkZ pointed to a quote about Iraqi banks needing “comprehensive reforms to free themselves from the restrictions of working with dollars,” noting that many reforms are already in place and the final tweaks are being made. The stated goal of returning the dinar to “its former glory” is a powerful reminder of the aspirations driving these changes. Furthermore, the Central Bank’s report of electronic trading rising to $60 billion serves as evidence of their embrace of these reforms and the modernization of their banking system.
Intriguingly, the presence of Donald Trump in Asia this week, specifically his meeting with Xi Jing Ping, was highlighted as potentially significant for the “reset.” This geopolitical event, coupled with an October 30th date, adds a layer of global context to the currency discussions. The community also shared observations about significant changes within their own financial institutions. The merger of three credit unions in Missouri with a new system going live on the 31st, and Navy Federal Credit Union’s system update that rendered their old mobile app obsolete, suggests broader technological and structural shifts are underway. One member also noted their credit union informed them that larger banks, rather than credit unions, will be handling currency exchanges.
MarkZ also relayed a compelling anecdote from a friend in Florida who visited a Chase bank. Initially brushing off questions about dinar and dong as a “scam,” the bank’s response dramatically shifted to assurance and the involvement of management and bosses once the friend mentioned purchasing the currency there and threatened to call their attorney. This interaction, along with a separate visit to a Wells Fargo wealth manager who discussed currency exchange procedures and indicated “we are very close,” offers anecdotal evidence of banks becoming more aware and potentially prepared for currency events. Finally, MarkZ anticipates that the Federal Reserve meeting and interest rate decision tomorrow will be interesting, predicting a rate cut that should benefit the housing market, followed by a press conference from Powell.
In essence, this Tuesday Coffee session, while not a direct confirmation of any specific event, paints a picture of a complex and evolving global financial landscape. The ongoing bond processing, the potential for action on the HCL, Iraq’s economic progress, and the observable shifts within banking systems all contribute to a growing sense of anticipation. As one member aptly put it, “All good things come to those who have patience, but sometimes it is the most difficult to wait…” The community is clearly ready, their “bags are packed” and they’re waiting for that “ignite button” to be pressed.
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Tuesday Coffee with MarkZ. 10/28/2025
Some highlights by PDK-Not verbatim
MarkZ Disclaimer: Please consider everything on this call as my opinion. People who take notes do not catch everything and its best to watch the video so that you get everything in context. Be sure to consult a professional for any financial decisions
Member: Happy Terrific Tuesday……Good Morning to everyone
Member: Let’s go RVing…
Member: This week in history -Stock market crashed
Member: Hoping Mark has heard something great today.
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MZ: On the bond side my last check-in was late in their day yesterday…before their banks closed. Their accounts were still showing “pending”. They told me that their attorney had told them not to be worried…..and with transfers of that amount- it is not unusual for them to make sure everything is ok at all levels-before releasing…..
MZ: That was my last update…and then they disappeared. I do not have an answer yet.
Member: Maybe “no answer” means they got paid.
MZ: I’m hoping it means they are busy….
Member: IMO-bonds got paid cause they are busily quiet
Member: In reference to your bond contact. Whenever I have a significant amount of money being moved into my account -I have “pending” for at least 3 days.
MZ: And imagine a deposit for billions…….I am not to worried because transfers under our existing system do take longer. But I am impatient right now.
Member: Is there a checklist of things you were told to expect before the RV occurs?
MZ: I do not have a written checklist….and many things we were told needed to be done have already been completed.
Member: Per Frank26 hearing from Parliament contact they are scheduled to vote on HCL next week and they have the rate. Which I think next week means this week.
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MZ: I think there is a good chance. Especially with all the chatter and Barzani saying “looks like they have to pay HCL within days of the e------n” to me they are trying to throw off timing and mean to do it before.
Member: So tired of all the HCL bs….. HCL is like a carrot on a stick for the last few years.
Member: Enough talk….we need some action on the HCL
MZ: There is a massive push to get the HCL done right now. And we are hearing they could actually vote on the HCL this week.
Member: Iraq just signed the floating gas platform and has entered the global natural gas market
MZ: “ Iraqi banks need comprehensive reforms to free themselves from the restrictions of working with dollars” They have already made many reforms and are tweeking the last few to get all banks free from restrictions.
MZ: Their stated goal is to return the dinar to its former glory…..
MZ: “Central Bank: Electronic trading rises to $60 Billion” They want us to know they are embracing these reforms and updating their banking system
Member: I find it curious Trump is in Asia where the elders may possibly be (cough cough) this week
MZ: And Trump is meeting Xi Jing Ping on Thursday.
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Member: Trump/Xi meeting and October 30 seems to be big for the reset.
Member: The 3 largest credit unions in Mo are merging together. The new system is going in on the 31st. New system new sign on’s and new apps. Something is going on.
Member: My Credit Union said Bigger Banks will do the Currency Exchanges not them
Member: Navy Federal Credit Union has changed over to new system as their new mobile app doesn’t work on my old phone.
MZ: Bank story….I am editing to not give away any names. “ A friend in Florida went to a Chase bank. They asked if there was any updates on the dinar and dong. The teller said “That is a scam” and my friend replied…”Oh really, guess I will call my attorney. Because I bought my currency here.” Within minutes the manager and his 2 bosses came out and ushered my friend into an office. My friend explained the situation and they all rushed to assure her that is was not a scam.”
MZ: Bank story cont: “This same friend also visited a wealth manager at a Wells Fargo Branch . She was visiting several banks to find a financial planner she was comfortable with. She had a good conversation with a financial planner at WF regarding currency and exchanging. The gal went as far as identifying which branch location will be handling the exchange for their bank in that city. She also indicated to my friend that we are very close. “
MZ: I think the Fed meeting tomorrow with an interest rate decision is going to be interesting. I think we will see a cut in interest rates. This should help the housing market.
MZ: After that decision we have Powell’s press conference.
Member: All good things come to those who have patience, but sometimes it is the most difficult to wait…
Member: I believe this Weekend Is In Play . . .
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Member: My bags are packed….We are sitting on the tarmac…. Someone hit the ignite button!
The Mushroom Ladies join the stream today. Please listen to the replay for their information
THE CONTENT IN THIS PODCAST IS FOR GENERAL & EDUCATIONAL PURPOSES ONLY&NOT INTENDED TO PROVIDE ANY PROFESSIONAL, FINANCIAL OR LEGAL ADVICE. PLEASE CONSIDER EVERYTHING DISCUSSED IN MARKZ’S OPINION ONLY
FOLLOW MARKZ : TWITTER . https://twitter.com/originalmarkz?s=21. TRUTH SOCIAL . https://truthsocial.com/@theoriginalm…
Mod: MarkZ “Back To Basics” Pre-Recorded Call” for Newbies 10-19-2022 ) https://www.youtube.com/watch?v=37oILmAlptM
MARKZ DAILY LINKS: https://theoriginalmarkz.com/home/
Note from PDK: Please listen to the replay for all the details and entire stream….I do not transcribe political opinions, medical opinions or many guests on this stream……just RV/currency related topics.
ZESTER’S LINK TREE: https://linktr.ee/CrazyCryptonaut
THANKS FOR JOINING. HAVE A BLESSED DAY! SEE YOU ALL TUESDAY THROUGH THURSDAY EVENINGS FOR NEWS @ 7:00 PM EST ~ UNLESS BREAKING NEWS HAPPENS! FROM NOW ON NO MORE NIGHTLY PODCASTS ON MONDAYS AND FRIDAYS
YouTube: https://www.youtube.com/watch?v=uIhT4PqJ38Q
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Source: Dinar Recaps
Video Summary (Related Information Only):
The video begins with a community-driven chat about upcoming political and economic events. The Iraqi parliament is expected to pass the Hydrocarbons Law soon, which may influence currency valuations and banking reforms. Hurricane Melissa looms over Jamaica with destructive potential, evoking concern for disaster preparedness. On the home front, the Federal Reserve’s anticipated rate cut aims to stimulate the economy, with key tech companies releasing earnings that will offer insight into market health. The Trump-Xi meeting adds a geopolitical wildcard.
Key Insights
[12:06] Economic Indicators and Market Watch: The Federal Reserve’s rate cut signals a strategic move to balance inflation with growth, while tech earnings and geopolitical developments provide critical data points for investors assessing economic trajectory.
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